The U.s. Experience With No-fault Automobile Insurance: A Retrospective
by Anderson, James M.; Heaton, Paul; Carroll, Stephen J.Pub. Date: 2010-02-15
Publisher(s): Rand Corp
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Summary
No-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort states have also converged across many domains affecting costs, including excess claiming, litigation patterns, and noneconomic-damage payments.
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